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18900 Hawthorne Blvd Directions Torrance, CA 90504

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WELCOME TO SOUTH BAY MINI'S FINANCE DEPARTMENT

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Should I Buy Or Lease?

Financing Options in Torrance

Deciding whether to buy or lease your next MINI car? Let us help you understand your options here at South Bay MINI in Torrance, CA! If you've explored our website a bit in your search for your next car, you've no doubt noted that there are a plethora of new and used MINI cars to choose from in our inventory. And while your choice of model is a crucial decision, there's also the equally important matter of choosing whether to buy or lease. These two distinct MINI financing options each have their own benefit, and there's no such thing as "one-size-fits-all. But if the choice seems daunting, don't fret! We here at South Bay MINI pride ourselves on being a resource to all our customers here in Torrance, CA and nearby Los Angeles, Redondo Beach, Long Beach, and Hawthorne, CA, which is why we've put together a helpful breakdown of the benefits of buying or leasing your next MINI car so that you can decide which option is right for you.

Benefits of Leasing

Benefits of Leasing a MINI Car

  • Shorter Terms: If you're anything like us, you love driving the latest and greatest MINI models right when they hit the market. With a lease, you'll be able to do just that. With MINI lease terms typically ranging from 24 to 48 months, you can enjoy the most current MINI cars without making a long term commitment.

  • Lower Monthly Payments: Leasing is different than purchasing a new MINI in that you don't own the car, but rather pay to drive it. As a result, leasing typically offers much lower monthly payments than a car loan, which means you can often afford a higher range model with more premium options for less.

  • Low to No Maintenance Costs: MINI leases are only available on new models, but there is a major benefit to that besides enjoying the latest MINI innovations at their freshest. In almost all cases, during the term of your lease, your MINI car will be covered under the manufacturer warranty, meaning you can simply bring your car back to our South Bay MINI service center for all scheduled maintenance with little or no out of pocket cost.
  • Benefits of Buying

    Benefits of Purchasing a MINI Car

  • Own your MINI: This one should go without saying, but when you choose to finance your MINI with a car loan, you'll be paying for ownership of the vehicle, which comes with all the benefits and responsibilities you might expect.

  • Drive as much as you want: Leases come with mileage limits, but there are no such limitations on purchasing. So, if you like taking longer road trips, or just spend a lot of time on the road here in Torrance and nearby Redondo Beach, Hawthorne, Long Beach, and Los Angeles, CA, purchasing your next MINI car is a smart bet.

  • Customize your MINI: One of the other stipulations of leasing is a strong restriction on customization. However, when you purchase your MINI, you'll be free to customize it as much as you like. And with an exceptional array of MINI accessories here at South Bay MINI, you'll find there are nearly endless ways to make your MINI car uniquely yours.
  • Get Pre-Qualified!
    Financing at South Bay MINI

    Let Us Help You Get Behind the Wheel of a MINI Today! Whether it's a brand new MINI that you're after, or you're curious about one of our used cars or Certified Pre-Owned MINI models, we will sit down with you to research the loan or lease options available for the vehicle you're after, while keeping your budget at the centerpoint of our focus. At the end of the day, we just want to see you drive off our lot in your new-to-you car feeling confident and secure with your finance plan. So, whether you're right here in Torrance, or you're making the short drive from Los Angeles, Long Beach, Hawthorne, or Redondo Beach, we're excited to help make your dreams of owning a MINI come true!

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