McKenna is making the process of Financing or Leasing your next vehicle so easy you can do it on the go or even at home in your pajamas (please, wear pajamas though). 

Simply send us you name and email below. We'll send you a secure link you can complete on your schedule on any device, including your mobile device. Yep, it's that easy. Let's get started......

Credit Application

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Online Credit Application: Get Pre-Approved for a MINI Lease or Loan in as Little as a Few Minutes

Buying or leasing a car is one of the most fun things you can do in Torrance and Orange County--that is, as long as you're not worried about financing. If you're one of the many drivers in Costa Mesa, Irvine, Santa Ana, and Anaheim who simply can't afford to buy a car in cash, financing is an important part of the process. And we're here to take the stress out of it--and now, you can complete your entire financing application online, in as little as a few minutes.

Is There a Difference in Applying for a Loan vs Applying for a Lease?

No--the process of applying online is the same, and we'll need similar information no matter what type of financing you're looking for, or how much you're hoping to finance. However, since it can sometimes actually be easier to be approved for a lease than for a new-car loan--depending on vehicle price--it may only affect the time it takes for you to be approved.

How Applying for Financing Online Can Save You Time at the Dealership

Can applying online really save you that much time when you visit our Torrance MINI showroom?


When you send in your necessary information, our team of experts can get started on all of the behind-the-scenes paperwork and bargaining with banks that usually happens as you wait in the F&I department. According to recent surveys, spending time waiting around for financing approval is a major reason that some shoppers put off buying a car, or avoid buying at dealerships altogether!

At South Bay MINI, we want to make the process simple and easy, to help you see clear choices when financing a lease or loan, find the right deals and options for your specific situation, and get the best possible financing rates.

Start your online credit application today, and shave hours off of your in-person visit.


  • Mon 10AM - 7PM
  • Tues 10AM - 7PM
  • Wed 10AM - 7PM
  • Thurs 10AM - 7PM
  • Fri 10AM - 7PM
  • Sat 9AM - 6PM
  • Sun 10AM - 6PM