South Bay MINI takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New South Bay MINI Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

South Bay MINI can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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MINI Financing in Torrance, CA

After you've found the new or used MINI that you want to take home, you can speak with the MINI finance team at our MINI dealership in Torrance, CA, about your auto lease and loan options. Our expert MINI finance specialists can help you find the lease plan that works for you, and will help you go over any questions you may have. Looking to finance a new MINI? Then our team will help you find an affordable auto loan that fits within your budget. And if you're going to buy a used MINI from our dealership, we can help find a rate that works for you.

Be sure to check out our new MINI lease specials and finance offers and you could save on the new MINI you want to take home. And if you're looking to get a head start on the financing process, you can fill out a credit application form to be pre-approved for the new MINI you want to buy or lease. Visit South Bay MINI and finance or lease a new MINI today!

Your privacy is important to us.

South Bay MINI takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. South Bay MINI

    18800 Hawthorne Blvd
    Torrance, CA 90504

    • Sales: 310-856-9886
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Get in Touch

  • Contact our Sales Department at: 310-856-9886
  • Mon10AM - 7PM
  • Tues10AM - 7PM
  • Wed10AM - 7PM
  • Thurs10AM - 7PM
  • Fri10AM - 7PM
  • Sat9AM - 6PM
  • Sun10AM - 6PM